CALCULATORS
The Retirement Income Dilemma Calculators
Basic Retirement Withdrawal Success Calculator
Estimate how long your retirement portfolio could last based on your savings, investment mix, and withdrawal rate. See the probability of success using historical market data to guide confident decisions.
Advanced Retirement Withdrawal Estimator
Set your expected stock and bond returns, adjust for inflation, and model market downturns. Compare worst case, average, and best case results to understand how resilient your retirement income really is.
Sequence of Returns Risk Calculator
Test your retirement plan against real market history to see how timing impacts success. Explore what would have happened if you retired before major downturns vs later in retirement.
Delaying Social Security Calculator
See how claiming Social Security later can increase your lifetime income. Compare scenarios for starting at 62, full retirement age, or 70, and discover how timing affects benefits and long-term financial security.
IRA to Roth IRA Conversion (Single) Calculator
Estimate how much converting your traditional IRA to a Roth IRA could cost in taxes today versus potential savings later. See how timing and income affect long-term growth and retirement flexibility.
IRA to Roth IRA Conversion (Married) Calculator
Compare the tax impact of converting a traditional IRA to a Roth IRA for joint filers. Explore how different conversion amounts and income brackets influence future tax-free growth and overall retirement security.
The Home Dilemma Calculators
Aging in Place vs Selling Calculator
Compare the long-term benefits of aging safely at home with a reverse mortgage and key home upgrades versus selling and moving to a retirement community. Evaluate costs, comfort, and financial impact to see which option supports your lifestyle best.
Basic Reverse Mortgage Calculator
See how much you might qualify for based on your age, home value, and current loan balance. Get an instant estimate of available proceeds and explore your potential borrowing power from the comfort of your home.
Reverse Line of Credit Growth Calculator
Discover how your unused credit line grows steadily over time. Enter your home value and loan details to see how available credit can increase over 5, 10, or 15 years, providing more flexibility and lasting financial security.
Reverse Mortgage Equity Protector
Find out how voluntary payments can preserve your home equity. Enter your loan amount, interest rate, and monthly contribution to see how even small payments can protect more equity for your future or your heirs.
Home Value Decline Impact Calculator
Understand how market changes impact your reverse mortgage qualifications. Enter your home’s current value, age, and loan details to see how declining property prices could reduce your available funds if you wait to apply.
Reverse Mortgage for Purchase Calculator
See how you can buy a new home using a reverse mortgage instead of paying all cash. Enter your age, property type, and available funds to estimate your down payment and purchase power when downsizing or relocating.
The Protection Dilemma Calculators
Long-Term Care Funding Planner Calculator
Explore whether to self-fund, buy insurance, or combine both to cover future long-term care costs. Enter your age, assets, and care preferences to compare personalized strategies that balance affordability, protection, and peace of mind.
Retirement Equity Glide Path Calculator
Test how different investment paths perform through retirement. Choose your starting and ending allocations, set your timeframe, and compare outcomes across market conditions to find the most sustainable long-term strategy.
Buckets of Money Strategy Calculator
Design your own income strategy using short-term, mid-term, and long-term buckets. Allocate funds between each, model market scenarios, and see how your plan performs through early crashes, flat markets, or steady growth.
